Compare Term Deposits
Investing in a Prospera term deposit gives you the peace of mind knowing that you have a lot of options and a guaranteed return.
15 Month Re-investable
The 15 Month Re-investable term deposit.
Term Length
15 months
Minimum Investment
$500
Interest Options
Annual
Redeemable?
- Yes
- After 30 months
Plan Eligibility
- Non-Registered
- RSP
- RIF
- TFSA
Non-Redeemable
The Non-Redeemable Term Deposit is right if you want a longer term investment with a great rate.
Term Length
1 to 5 years
Minimum Investment
$500
Interest Options
Annual
Monthly
Redeemable?
No
Plan Eligibility
- Non-Registered
- TFSA
- RSP
- RIF
- RESP
Escalator
The Escalator is right if you want rates to improve the longer you invest, while still having access to your funds.
Term Length
3 and 5 Year
Minimum Investment
$500
Interest Options
Annual
Redeemable?
- Yes
- On annual anniversary without penalty
Plan Eligibility
- Non-Registered
- TFSA
- RSP
- RESP
1 Year Cashable
The 1 Year Cashable is right if you need access to your funds in the short term.
Term Length
1 year
Minimum Investment
$500
Interest Options
Annual
Redeemable?
- Yes
- After 30 days without penalty
Plan Eligibility
- Non-Registered
- TFSA
- RSP, RIF
18 Month Online
The 18 Month Online is right if you want a great rate and you're digitally savvy.
Term Length
18 months
Minimum Investment
$1,000
Interest Options
Semi-Annual
Redeemable?
- Yes
- Every 6 months
Plan Eligibility
Non-Registered
US Term
The US Dollar Term Deposit is right if you want to earn a better return on excess US Dollars.
Term Length
- 30 to 364 days
- 1 and 2 year
Minimum Investment
$500
Interest Options
- < 365 days at maturity
- > 365 days Annual
Redeemable?
No
Plan Eligibility
Non-Registered